Financing hero background

Digital financing designed around your needs

Stamp

Sakhi will support you with:

Personal loan

Personal loan

Flexible funding for your everyday needs and life goals. Apply online, review terms, and choose a repayment plan that fits.

Top-up finance

Top-up finance

Have a loan? Top-up Finance allows you to access more funds easily. Consolidate your debt into one repayment plan and unlock extra funds.

Finance from 3,000 up to 300,000

|

No salary transfer

|

The financing period ranges from 3 - 36 months

|

Flexible financing, simple repayments

We make managing your financing just as simple as applying for it. Sakhi supports all major payment methods to ensure secure and convenient repayments at any time.

Convenient conditions

Convenient conditions

Finance from 3,000 SAR up to 300,000 SAR

No salary transfer

The financing period ranges from 3 - 36 months

Secure payment methods

Secure payment methods

Credit Cards: Mada, Visa & Mastercard

Apple Pay & Google Pay

Bank Transfer

Financing process

Download Sakhi app

Download Sakhi app

Install the Sakhi app from the App Store or Google Play and start your application.

Create account

Create account

Create your Sakhi account easily by entering your personal information.

Check your eligibility

Check your eligibility

Answer a few questions so we can assess your eligibility.

Confirm your offer

Confirm your offer

Review offer details, terms and conditions, simplify and enhance.

Sign contract

Sign contract

Sign your agreement quickly and securely using in-app digital verification.

Loan disbursed

Loan disbursed

After completing all required steps, the loan amount is disbursed straight to your registered bank account.

1/6
Download Sakhi app

Pricing

Financing amount
Maturity period
APR
Monthly Installment
SAR 300,000.0060 Months33.34%SAR 9,500.00
SAR 150,000.0036 Months35.75%SAR 6,416.67
SAR 50,000.0024 Months41.44%SAR 2,916.67
SAR 15,000.0012 Months42.65%SAR 1,500.00

How to be eligible?

Above 18 years old

Above 18 years old

Bank account under your ID

Bank account under your ID

More than 3 months employed

More than 3 months employed

Maintain a good credit record

Maintain a good credit record

Have a stable, verifiable income

Have a stable, verifiable income
Check eligibility
Desert

Digital-first financing solution

Sakhi Finances is a fully digital lending platform designed to make borrowing easy, secure, and accessible for everyone - right from your mobile device.

SAMA-Approved & Fully Compliant

We operate under full SAMA approval, following national credit regulations and industry standards to ensure trustworthy and responsible financing.

Ethical & Shariah-Compliant

All Sakhi financing products adhere to Shariah-compliant principles, giving customers confidence that their loans are ethical, transparent, and fair.

Dark background with cyan waves

Start your application in minutes and experience fully digital financing

App mock